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Dice Financial Services Group

1716 N. Sanborn Blvd, PO Box 790

Mitchell, SD 57301

 

Phone:     605-996-7171

Toll Free: 800-658-3603

 

Website: www.dicefinancial.com

September/October 2019

Preparing Financially for Winter

Hot chocolate cup with marshmallows, red with snowflake ornament. Christmas greeting card design element. Isolated vector illustration.

Severe snow, ice and cold are not laughing matters. They increase the number of vehicle accidents and cause blackouts, property damage, hypothermia, heart attacks and carbon monoxide poisoning.


Prepare
Caulk leaky windows and weatherstrip your exterior doors to keep the cold out and heat in. If power outages are common, consider buying a gas generator, but make sure to keep it outside your home to vent.


Make sure your storm drains are clear of debris so water can flow off your roof properly during a warm-up, and clear your walkways to prevent serious slips and falls, as well as potential financial liability. Check that you have the right amount of property and liability insurance, and consider disability income insurance.


Survive
Make sure smoke and carbon monoxide detectors are working, and clear your heating system’s outdoor vents to let the poisonous gas escape. If you live in a heavy snow area, keep a roof shovel to prevent collapses. Create an emergency survival kit in case you become stranded in your vehicle.


The following tips and the federal government website www.ready.gov/winterweather can help you prepare and survive severe winter weather.


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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Insurance Services offered through Dice Financial Services Group.
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