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Dice Financial Services Group

1716 N. Sanborn Blvd, PO Box 790

Mitchell, SD 57301

 

Phone:     605-996-7171

Toll Free: 800-658-3603

 

Website: www.dicefinancial.com

May/June 2020

Recruit and Retain the Best

When you need to recruit the very best executives, offering a nonqualified deferred compensation package can help separate you from your competitors.

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Keep Cool and Save

The high heat of summer can affect your pocketbook in many ways. Consider these money-saving tips:

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Annuities for Longer Lives

Fewer Americans can count on a guaranteed retirement income these days other than social security benefits, which are little more than a safety net. A fixed annuity* can offer this certainty. For some people, converting a portion of 401(k) plan or IRA balances to a fixed annuity may make more sense. There are a couple of ways to do this.

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Shifting Gears as Retirement Nears

How will you adjust your mutual funds* mix as you age? Consider the following fairy tale:

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Three Important Documents

Do you have these three important documents filed? Please consider the following:

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529 Plan College Savings Plans

Coverdell Education Savings Accounts (ESAs)* and 529 plans** can help lower the cost barrier to college for many students.

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How to Save Money on Your Summer Trip

Summer vacations can eat up a family’s budget in a hurry, so planning ahead and saving for big, more expensive trips is a necessity for most people. You can, however, take a few days off in the summer and not bust your budget in the process. For example:

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What Americans Spend on Vacation

The Bankrate Summer Vacation Survey 2019 asked Americans how much they expected to spend on their vacations, with the average coming in at almost $2,000. These numbers differed by region.

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Tax Help after Disasters

When natural disasters disrupt our lives, the last thing we think about is our taxes. While you’ll still have to pay taxes and file tax forms, the IRS and many jurisdictions offer some assistance during these trying times.

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Bigger Baskets

Buying shares of mutual funds* generally gives investors a way to own a piece of many securities, offering some diversification** most people could not afford if they were to buy the same securities individually. Two popular investments that aim to achieve this diversity at a reasonable price are index-based mutual funds and exchange-traded funds (ETFs). While they have some similarities, there are some important differences.

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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Insurance Services offered through Dice Financial Services Group.
Dice Financial Services Group and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

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