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P.O. Box 1411 Bismarck, ND 58502-1411



September/October 2021

Millennials: Shore Up Your Finances

Falling behind when it comes to saving money? The good news is you still have time to play catchup. Here are some moves that can help you get your finances to a better place.

Break Up with Debt
Setting up an automatic payment plan to reduce or eliminate the amount you owe can free up income for other things. If you have high-interest credit card debt, paying it off while still making the required payments on your student loans is a smart move.

Be Prepared with an Emergency Fund
Your goal should be to save at least six months’ worth of living expenses in case of job loss or unexpected expenses.

Say Yes to an Employer Match
If your employer matches your contributions to a retirement plan, increase your contribution to the amount your employer will match so you don’t miss out on this bonus contribution.

Match Savings to Your Goals
Tailor your savings to each goal that you have.

Work With a Pro
It is important that your portfolio aligns with your goals, timeline and risk tolerance. A financial professional can provide information and options so you can make informed investment decisions.


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