Anthony Bardi photo

Anthony J. Bardi

Registered Representative

Enrolled Agent, LTC# 454

 

Tax and Financial Solutions, Inc.

151 SE 223rd Avenue

Gresham, OR 97030

 

Phone:  503-666-7909

July/August 2022

Buying on Time

Paying for items over time is nothing new. If you shop online, you may have noticed a new trend: an option to pay for the items in your cart in equal interest-free installments. Should you take advantage of the offer?


A Lot Depends on You
Spreading interest-free payments over a month or so for items you intended to buy anyway may be relatively harmless. However, not having to pay the full cost of your purchase all at once might tempt you to buy additional items on impulse. Before you realize it, the amount of your payments may be far more than you intended or can comfortably afford.


What If You Miss a Payment?
If you miss a payment, you’ll be charged a late fee, and possibly interest, on your purchases. These fees can quickly spiral out of control.

A Better Way
Companies offer the installment option to encourage shoppers to buy more. Instead of paying for items over time and putting your budget at risk, start saving for the things you want. Then pay cash up front.


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Tax and Financial Solutions, Inc. and LTM Client Marketing are unrelated companies. This newsletter was created by LTM Client Marketing and was not written or created by the named financial professional and does not necessarily represent the views and opinions of Avantax Wealth Management® or its subsidiaries.
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