Anthony Penree photo

Anthony Penree

Financial Advisor

 

ABC Company

236 Broadway

Menands, NY 12204

 

Phone:  518-870-1081

 

Email: apenree@ltmclientmarketing.com

Website: ltmclientmarketing.com

November/December 2024

Five Credit(able) Steps to a Higher Credit Score

Five Creditable Steps to a Higher Credit Score

Your credit score is often the driver when looking for the best deal on a credit card or auto loan. Here are some steps to help increase your credit score:


1. Check your credit scores.
Get a free credit report every year from Equifax, Experian and TransUnion. Examine each for errors.


2. Shrink your debt.
You may want to start by paying off your credit card with the highest interest. This is one step to a better income-to-debt ratio and a better credit score.


3. Expand your income.
You might accomplish this step with a part-time job, overtime or freelancing.


4. Automate your savings.
Lower debt and more income means you can save more for big goals, including retirement. Make your IRA and 401(k) plan contributions automatic.


5. Review as needed.
Once you create a sparkling credit profile, check regularly to keep it that way.


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ABC Company and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative. * Securities offered through ABC Company, Member SIPC, 45 Prospect Ave, Albany, NY 12206.

The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.