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2810 Fieldstream Drive North
Wilson, NC 27896
Phone: 252-237-4357
Fax: 252-243-2681
November/December 2019
Avoid These Money Mistakes!
Millennials, who have record amounts of student debt, are sometimes hesitant to make financial decisions. However, they shouldn’t let their hesitation lead to these money mistakes:
Being Too Extreme
With time on their side, Millennials can afford to be aggressive financially. This doesn’t mean they should put all — or any of — their money into questionable investments. At the other extreme are Millennials who won’t accept any risk, no matter how small. Explore your financial opportunities and make the appropriate choices.Operating Without a Net
If you don’t have an emergency fund, you are living without a financial safety net. Put a few dollars into a separate fund each paycheck to help cushion potential financial shocks, including unemployment and expensive home or auto repairs.Not Saving Enough
Your savings will grow exponentially with the time you give them to grow, so save something — anything — starting today. Your older self will appreciate your early efforts.Ignoring Your 401(k)
If you have a company-sponsored 401(k) plan you’re really missing out if you don’t contribute at least what your employer will match. Contributions are tax-deferred and potential earnings grow tax-free until withdrawal.CONTACT US
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Active Planning & Investment Solutions and LTM Marketing Solutions, LLC are unrelated companies. This newsletter was created by LTM Marketing Solutions, LLC and was not written or created by the named financial professional and does not necessarily represent the views and opinions of Cetera Wealth Services, LLC® or its subsidiaries.
Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.
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