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2810 Fieldstream Drive North
Wilson, NC 27896
Phone: 252-237-4357
Fax: 252-243-2681
November/December 2021
Spend Less for a Jollier Holiday
It doesn’t take much to overspend when the holidays roll around. But, after the presents are opened and the wrapping paper disposed of, your own “gifts” could be a pile of bills and buyer’s remorse. With a little planning and a dose of self-discipline, you can enjoy the holidays debt free.
Set Limits — and Stick to Them
Don’t spend a single cent until you have a budget in place. Whether you set aside a pool of money to spend on all gifts or assign a spending limit for each person, decide on your budget before you hit the mall or the computer.Cash Is King
Leave your charge cards at home and use cash when you’re shopping at retail stores. This helps prevent overspending. And, before you shop, come up with gift ideas for every person on your list.Curb Your Enthusiasm
Shopping for specific items online allows you to easily compare prices at different websites and reduces the temptation to buy extras that aren’t on your list. If you pay online with a credit card, subtract the amount from your budget, and remember to pay off the balance when you get the bill.CONTACT US
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Active Planning & Investment Solutions and LTM Client Marketing are unrelated companies. This newsletter was created by LTM Client Marketing and was not written or created by the named financial professional and does not necessarily represent the views and opinions of Avantax Wealth Management® or its subsidiaries.
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