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Glenda Moehlenpah, CPA, CFP®
Financial Bridges
13319 Poway Road, #506
Poway, CA 92064
Phone: 858-486-0100
Email: glenda@financialbridges.com
Website: www.FinancialBridges.com
September/October 2017
Short-term Parking
Looking for a place to park cash? What you’re saving for and how soon you’ll need the money can help you choose.
Savings account — usually doesn’t require a minimum balance and lets you withdraw money whenever you need it. The interest rate is typically low, but there’s no penalty for withdrawals.
Money market deposit account — may earn a higher interest rate than a savings account but usually requires a higher minimum balance and often limits withdrawals.
Certificate of deposit (CD) —generally pays higher interest rates than other comparable short-term alternatives in return for leaving your money invested for the CD’s term. Typically, the longer the term, the higher the rate. Penalties apply for early withdrawal.
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