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4994 Lower Roswell Road NE, Suite 4, Marietta, GA 30068
Phone: 770-971-9141
Email: ifp@incompassfp.com
July/August 2022
Buying on Time
Paying for items over time is nothing new. If you shop online, you may have noticed a new trend: an option to pay for the items in your cart in equal interest-free installments. Should you take advantage of the offer?
A Lot Depends on You
Spreading interest-free payments over a month or so for items you intended to buy anyway may be relatively harmless. However, not having to pay the full cost of your purchase all at once might tempt you to buy additional items on impulse. Before you realize it, the amount of your payments may be far more than you intended or can comfortably afford.What If You Miss a Payment?
If you miss a payment, you’ll be charged a late fee, and possibly interest, on your purchases. These fees can quickly spiral out of control.A Better Way
Companies offer the installment option to encourage shoppers to buy more. Instead of paying for items over time and putting your budget at risk, start saving for the things you want. Then pay cash up front.CONTACT US
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