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4994 Lower Roswell Road NE, Suite 4, Marietta, GA 30068
Phone: 770-971-9141
Email: ifp@incompassfp.com
January/February 2024
Digital-only Banks: Yay or Nay?
Digital-only banks — banks that have no physical locations but exist only online — are making some inroads into the banking industry. A recent Harris Poll found that 39% of respondents had opened a bank account with an online-only institution.
Consumers said they’d consider these major factors when deciding whether to open an online-only bank account.
- Convenience 54%
- Data Security 49%
- No Maintenance Fees 49%
- Interest Rates 46%
- Membership Services/Support 44%
- Membership Perks 40%
Source: The Harris Financial Services Poll, December 2022
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