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November/December 2025

Preparing Financially for Winter

Preparing Financially for Winter

A severe snowstorm can increase vehicle accidents and cause property damage, hypothermia, heart attacks and carbon monoxide poisoning. They can create power outages that last for weeks. The following tips and the federal government website www.ready.gov/winter-weather can help you prepare and survive severe winter weather.


Prepare
Caulk leaky windows and weather-strip your exterior doors. Consider buying a gas generator, but make sure to keep it outside your home to vent. Make sure your storm drains are clear of debris so water can flow off your roof properly during a warm-up, and clear your walkways to prevent serious falls. Check that you have the right amount of property and liability insurance, and consider disability income insurance.


Survive
Make sure smoke and carbon monoxide detectors are working, and clear your heating system's outdoor vents to let the poisonous gas escape. If you live in a heavy snow area, keep a roof shovel to prevent collapses. Carry an emergency survival kit in your vehicle.


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