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Joe Jaspers, CFP®
Vice President, Wealth Management
Carolinas Telco Capital Advisors
Located at Carolinas Telco FCU
9813 South Blvd, Suite 101
Charlotte, NC 28273
Phone: 704-391-5600
Toll Free: 800-622-5305, ext. 2608
Fax: 704-556-1652
Email: joe.jaspers@lpl.com
March/April 2019
Spring-Clean Your Finances
Now is not only a good time to spring-clean your house, but to take care of financial matters you may have put off. Consider the following:
Get Your Act Together
If you have receipts here, statements there and insurance documents who knows where, start your spring cleaning by organizing them and streamline your recordkeeping. The accompanying article lists how long you should keep certain tax records, but you can also use it as a guide to reduce other financial records, including utility statements and most credit card receipts.Document the Important Stuff
This begins with a will so that your loved ones have direction when you can’t give it. Talk to an attorney to draw up a will and, while you’re at it, a healthcare proxy and powers of attorney.Coordinate Your Insurance
Consider putting all of your insurance documents in one place so that loved ones can find the information needed to make a claim. Include policy and contact information not only for individual life, health and property/casualty insurance, but also for any benefits you may buy through work, such as disability income insurance. While you’re at it, talk with your insurance professional to make sure you’re covered appropriately and beneficiary designations are current.Organize Your Investment Information
Leave information about your various investments and retirement accounts in an accessible place for loved ones to find. Use technology to organize these documents.And work with a financial professional to help you stay on track with your investing goals.
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Carolinas Telco FCU and Carolinas Telco Capital Advisors are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Carolinas Telco Capital Advisors, and may also be employees of Carolinas Telco FCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of, Carolinas Telco FCU or Carolinas Telco Capital Advisors. Securities and insurance offered through LPL or its affiliates are:
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