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Marilyn A. Banyai, CPA

Certified Financial Planner

 

975 School Street, Collegeville, PA 19426

 

Phone: 610-489-6644

Fax      610-489-9488

 

Email: mab@marilynbanyai.com

Website: www.MarilynBanyai.com

 

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May/June 2026

Savvy New Car Shopping Tips

Savvy New Car Shopping Tips

Memorial Day weekend kicks off summer—and some of the year's best car deals! Dealerships clear out older inventory to make way for new models, offering rebates, low APR financing, and lease specials.


Research ahead: Deals often start weeks early. Check manufacturer sites and tools like Edmunds or CarsDirect for current incentives—expect cash back, 0%-low rates, or military bonuses.


Get pre-approved: Obtain financing from banks or credit unions first to improve your negotiating position. Target outgoing models: Previous-year vehicles typically receive the largest discounts to clear inventory for new arrivals.


Shop midweek: Avoid crowded weekends by visiting on Tuesday or Wednesday for more salesperson attention and flexibility.


Negotiate smartly: Prioritize the out-the-door price over monthly payments alone. Request quotes from multiple dealerships via email.


Test drive thoroughly: Make sure the car meets your needs, not just the deal.


With preparation, you can drive away saving thousands. Act fast—top offers end soon after the holiday!


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Marilyn A. Banyai, CFP, CPA and LTM Marketing Solutions, LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Marketing Solutions, LLC, an unrelated third party. Articles are not written or produced by the named financial professional and does not necessarily represent the views and opinions of Cetera Wealth Services, LLC or its subsidiaries.
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