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There’s no lemon law for auto loans. So shopping around for financing before you shop for a vehicle can prevent you from getting a sour deal. Here are a few things to consider.
You may also be able to take advantage of low or zero-per- cent financing from the automobile manufacturer, although you may have to forgo a manufacturer’s rebate to get it.
Remember, too, that a longer loan term means it takes longer to build equity. This can be important if you decide to trade or sell the car - or if the car is stolen or destroyed - before the loan is fully paid. Putting a substantial down payment on the vehicle can help.
FR2017-0629-0022/E
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