SUBSCRIBE
Enter your Name and Email address to get
the newsletter delivered to your inbox.
Please include name of person that directed you to my online newsletter so I can thank them personally.
November/December 2017
Holiday Harmony
How do you achieve it? Planning ahead and setting spending limits can keep your stress level in check. Channel your inner holiday spirit with these time- and money-saving ideas.
Budget for gifts. Nothing will ruin the holidays like a pile of bills. Choose the amount you feel comfortable spending — either per person or in total — and stick with it. Consider setting a budget for food and entertaining as well.
Check sale flyers. Save shipping costs by buying items on sale locally.
Shop online. Buying items online can save time and the frustration of checking several stores to find a specific item. And grouping several items in one order may save on shipping costs.
Refrain from using credit cards. Unless you’ll be able to pay off the balance when the bill comes, stick with using cash or a debit card to avoid interest charges.
Shop and wrap early. Then relax and enjoy the season.
CONTACT US
Enter your Name, Email Address and a short message. We'll respond to you as soon as possible.
Registered Representatives offering securities and advisory services through Cetera Advisor Networks LLC, member SIPC/FINRA, a broker/dealer and Registered Investment Adviser. Cetera is under separate ownership from any other named entity.
Bonanno Financial Advisors LLC and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.
The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.