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September/October 2024
The "New" Identity Theft
Deed theft is a type of identity theft that targets your residence, second home or other property.
How It Happens
Thieves target a potential property — often a vacation home, second home or vacant property. Criminals forge the owner’s signature on the deed and sell the home to themselves or a third party. They then use personal information found on the Internet to assume your identity or to represent you when they record the deed with the county.They’re Not Moving In
Once thieves have the deed to your property, they can sell your home and keep the profit, cash out the equity, open a home equity line of credit, or even rent it out.Protect Yourself
Be proactive. Check for liens against your property and pay close attention to home-related bills. When away, have someone check your property regularly and have your mail forwarded, kept at the post office or picked up.If Something Is Amiss
Notify the register of deeds as well as law enforcement if you find evidence of deed theft or other criminal activity. Obtain a certified copy of the fraudulent document and consult an attorney.CONTACT US
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