On Target Financial

 

5301 SW 7th Street, Topeka, KS 66606

 

Phone:  785-272-5000

Fax:      785-272-6725

 

Joseph G. Prokop, CFP®, CRPC®

 

Website: www.ruontarget.com

July/August 2026

Safe Financial Travel

Safe Financial Travel

Summer getaways are fun—but costly if you're not careful. Protect your money with these quick tips:


  • Alert your bank/credit cards — Tell them your travel dates and destinations to avoid card freezes.

  • Set a firm budget Include flights, lodging, food, activities, souvenirs, plus a 15% buffer for surprises.

  • Track spending daily. Use credit cards wisely They offer better fraud protection than debit.

  • Avoid public Wi-Fi for banking; use a VPN if needed. Carry some cash as backup.

  • Dodge scams — Book only through trusted sites, skip wire transfers, ignore "free trip" offers or fake rentals. Verify everything.

  • Monitor accounts — Check balances daily via apps and enable transaction alerts. Report issues immediately.


Plan smart, stay vigilant, and enjoy your trip worry-free, your wallet will stay safe too!


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Investment advisory services offered through Cambridge Investment Research Advisors, Joseph Prokop, Investment Adviser Representative. Cambridge and On Target Financial are not affiliated.
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