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Palestra Financial
1904 Duck Slough Blvd
Trinity, FL 34655
Phone: (844) WHY-PLAN™
Website: www.PalestraFinancial.com
July/August 2019
Natural Disaster Insurance
Summer’s here and damaging water and wind may soon follow. While you can’t stop Mother Nature, you can take steps to limit the financial impact of a hurricane, tornado or flood.
Practical Steps
If you live in a rainy area, it is crucial to make sure gutters and storm drains are clear of debris. Keep valuables and important papers on high ground and raise furnaces and water heaters to help prevent water damage if you live in a flood-prone area. Storm shutters may help prevent some damage if a windstorm strikes. Identify a safe room or area should you have to shelter in place during a natural disaster.Get Insured
Owning homeowners or renters insurance may help protect you financially from a variety of perils, but it won’t cover flood damage. If you live in an area that may flood, look into the National Flood Insurance Program to make sure you are at least partially protected.Your property insurance also won’t cover earthquake damage. For that, you’ll need specialized coverage. Your policy may include coverage for tornado or hurricane wind damage, but it may have a separate and higher deductible than the rest of your homeowners coverage. To learn whether you’re covered or not, talk to an insurance professional.
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Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). Palestra Financial and JWC/JWCA are unaffiliated entities.
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