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Robert L. Davis, CPA
Financial Advisor
Crystal D. Davis, CFP®
Financial Advisor
Davis Financial Services, LLC
Park Place Professional Center
5871 Allentown Road
Camp Springs, MD 20746
Phone: 301-702-9300
Website: davisfinancialsvcs.com
September/October 2026
Protecting Fido, Too
Many pet owners overlook the financial risks of pets. Pets, like humans, can face unexpected illnesses or accidents that require costly veterinary care.
Peace of Mind
Pet insurance offsets the cost of that care. The three main types of coverage are wellness, accident, and comprehensive. Insurers may offer other optional coverage within each. According to the North American Pet Health Insurance Association, average monthly premiums for accident-only policies are $16 for dogs and $9 for cats. For accident and illness policies, premiums average $62 per month for dogs and $32 per month for cats. More comprehensive coverage generally costs more than these amounts, depending on plan details.Caveats
Generally, you must meet a deductible before the insurance begins, and many policies don't cover preexisting illnesses. Waiting periods for coverage are common. And not keeping your pet up to date on vaccines will likely exclude preventable diseases from coverage.You'll want to explore all your options before purchasing pet insurance. For some people, it's more cost-effective to put money away for routine veterinary care and purchase accident-only coverage.
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Davis Financial Services, LLC and LTM Marketing Solutions, LLC are unrelated companies. This newsletter was created by LTM Marketing Solutions, LLC and was not written or created by the named financial professional and does not necessarily represent the views and opinions of Cetera Wealth Services LLC or its subsidiaries.
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