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Robert Harding Financial Group

 

18301 North 79th Avenue D-149, Glendale, AZ 85308


Phone: 623-977-9823

Fax: 623-977-0181

Toll Free: 800-977-9823

 

WE OFFER INDEPENDENT UNBIASED NO-STRINGS-ATTACHED FINANCIAL ADVICE. WE ARE COMMITTED TO YOUR FINANCIAL FUTURE!

 

July/August 2021

Follow Your Plan

Whether your life is more hectic than usual or market volatility makes you nervous, abandoning a well-considered investment strategy may undermine your plans for your financial future. Review these tried-and-true investing tips before you make a move.

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Financial Aid Maze

Wasn’t it just yesterday that your child was starting kindergarten? And now you’re preparing to pay college tuition. Take a deep breath and review some basic information about financial aid.

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Why Are Women Behind Financially?

Women tend to lag behind in accumulating assets because they’re more likely than men to leave the workforce to care for their young children or, in later years, to act as caregivers for elderly family members. Spending time away from a job may mean missing out on several years of contributing to an employer’s retirement plan. It can also result in lost opportunities for promotion and subsequent salary increases.

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Trending Now: Roth IRA Rollovers

Tax-free withdrawals and no required minimum distributions (RMDs) at any age are two characteristics that make Roth individual retirement accounts (IRAs) popular with investors. Current relatively favorable tax rates have made rollovers from traditional IRAs an option to consider. But, as with any investment, it’s important not to rush into a rollover without first taking into account the possible effects of such a move.

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Don't Be a Victim

Counterfeit check scams typically fall into these basic categories:

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Balancing Act

Online banking and mobile banking apps may have made it easier to keep track of your checking account balance, but it’s still important to make sure your records match your bank statement.

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Life Insurance Roles

Life insurance is versatile and can play a variety of roles in a financial plan.

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Spotting a Scam

In 2019, there were 27,000 reported fake-check scams, resulting in losses of more than $28 million. Recognizing the telltale signs of a scam may prevent you from becoming a victim.

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Who Needs Disability Insurance

In general, disability insurance provides an income benefit if you can’t work because of an illness or injury. You may think this won’t happen to you, but, according to the Council for Disability Awareness, one in four 20-year-olds will become disabled before they retire. Back injuries, cancer, heart disease and other illnesses are responsible for the majority of long-term absences.

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Securities and Investment Advisory Services offered through Geneos Wealth Management, Inc. Member FINRA/SIPC.
Robert Harding Financial Group and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

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