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Robert Harding Financial Group

 

18301 North 79th Avenue D-149, Glendale, AZ 85308

 

Phone:     623-977-9823

Fax:         623-977-0181

Toll Free: 800-977-9823

 

WE OFFER INDEPENDENT UNBIASED NO-STRINGS-ATTACHED

FINANCIAL ADVICE. WE ARE COMMITTED TO YOUR FINANCIAL FUTURE!

May/June 2024

Should You Prepay Funeral Costs

Should You Prepay Funeral Costs

There is no right or wrong answer, but you’ll want to review the pros and cons of prepaying funeral expenses.


The Pros:

  • When you prepay, you lock in today’s prices. Even if costs increase, the money you’ve given the funeral home is guaranteed to cover the goods and services you’ve selected.

  • Your personal arrangement with the funeral home guarantees you’ll have the funeral you want.

  • Your loved ones won’t have to make decisions about the details of your funeral.


The Cons:

  • The money you use to prepay expenses is controlled by the funeral home director, not by you.

  • The funeral home you have chosen could go out of business or change ownership.

  • You usually can’t transfer your prepaid plan to another funeral home if you move or die in another location.


If you decide to prepay funeral expenses, make sure you have a written document outlining the products and services you’re entitled to receive. Keep it with your will, and tell loved ones about the arrangement.


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Securities and Investment Advisory Services offered through Geneos Wealth Management, Inc. Member FINRA/SIPC.
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