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5610 Ward Road, Suite 300 Arvada, CO 80002

9200 E. Mineral Avenue Centennial, CO 80112

 

Phone:  303-252-0852

 

Website: www.walshfinancialsolutions.com

January/February 2018

Cover Yourself

Cover Yourself

Freelancing fulltime has its pros and cons. The plus: you may get to deduct related expenses on your tax returns. The minus: you’ll need to find insurance and a retirement plan on your own. You also won’t have an employer to defray your costs, so plan accordingly.


Benefits Crucial


Fulltime participants in the gig economy work without a net — an employer-provided safety net, that is. For many, gigging is their only income. Owning disability income (DI) insurance may be a priority for them, since the ability to earn an income is often their
greatest asset. Contributing to a retirement plan might be another goal.


Where to Find Them


If you have a skill like writing or programming, investigate joining a professional association. These organizations often offer the availability of group DI and life insurance at a discounted cost. Some may also direct you to retirement plan advisors. Talk to a financial professional to learn more.


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Advisory Services offered through Walsh Financial Solutions or Vanderbilt Advisory Services. Securities offered through Vanderbilt Securities, LLC. Member FINRA, SIPC. Registered with MSRB. Walsh Financial Solutions and Vanderbilt Securities, LLC are separate and unaffiliated entities. Clearing agent: Fidelity Clearing & Custody Solutions. Insurance Services offered through Vanderbilt Insurance and other agencies. Supervising Office: 125 Froehlich Farm Blvd, Woodbury, NY 11797 631-845-5100
For additional information on services, disclosures, fees, and conflicts of interest, please visit www.vanderbiltfg.com/disclosures
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