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5610 Ward Road, Suite 300 Arvada, CO 80002
9200 E. Mineral Avenue Centennial, CO 80112
Phone: 303-252-0852
Website: www.walshfinancialsolutions.com
Planning for open enrollment is becoming a more important exercise for business owners as Baby Boomers give way to Millennials and Gen X, Y and Z staff who have different ideas about what they want in benefits. Here’s a look at what benefits younger employees may value:
Two other newer benefits provide health and financial wellness programs that offer discounts for weight loss, gym memberships and counselling about how to pay for expenses and save for various goals.
Discount programs on everything from vacations to dry cleaning and benefits growing in popularity like pet insurance, flexible scheduling and family planning could also be part of your package. And don’t forget about the staples. Employees of all ages look for health insurance. Add a Health Savings Account if you offer a high-deductible health plan. Also remember the universal needs for a retirement plan, disability income insurance and life insurance.
Next, establish a communications plan that includes easy-to-understand information about each benefit and contact information for employees who have questions. Communications may involve in-person meetings, print collateral, online access and even smartphone apps.
Your benefits are only as good as employees and job prospects perceive them to be, so do what you can to ensure their value is fully recognized and understood. The right benefit package can be the difference between you or your competitors attracting and retaining the best talent.
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Advisory Services offered through Walsh Financial Solutions or Vanderbilt Advisory Services. Securities offered through Vanderbilt Securities, LLC. Member FINRA, SIPC. Registered with MSRB. Walsh Financial Solutions and Vanderbilt Securities, LLC are separate and unaffiliated entities. Clearing agent: Fidelity Clearing & Custody Solutions. Insurance Services offered through Vanderbilt Insurance and other agencies. Supervising Office: 125 Froehlich Farm Blvd, Woodbury, NY 11797 631-845-5100
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