Anthony Bardi photo

Anthony J. Bardi

Registered Representative

Enrolled Agent, LTC# 454

 

Tax and Financial Solutions, Inc.

151 SE 223rd Avenue

Gresham, OR 97030

 

Phone:  503-666-7909

July/August 2019

Natural Disaster Insurance

Natural Disaster Insurance

Summer’s here and damaging water and wind may soon follow. While you can’t stop Mother Nature, you can take steps to limit the financial impact of a hurricane, tornado or flood.


Practical Steps
If you live in a rainy area, it is crucial to make sure gutters and storm drains are clear of debris. Keep valuables and important papers on high ground and raise furnaces and water heaters to help prevent water damage if you live in a flood-prone area. Storm shutters may help prevent some damage if a windstorm strikes. Identify a safe room or area should you have to shelter in place during a natural disaster.


Get Insured
Owning homeowners or renters insurance may help protect you financially from a variety of perils, but it won’t cover flood damage. If you live in an area that may flood, look into the National Flood Insurance Program to make sure you are at least partially protected.


Your property insurance also won’t cover earthquake damage. For that, you’ll need specialized coverage. Your policy may include coverage for tornado or hurricane wind damage, but it may have a separate and higher deductible than the rest of your homeowners coverage. To learn whether you’re covered or not, talk to an insurance professional.


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Tax and Financial Solutions, Inc. and LTM Marketing Solutions, LLC are unrelated companies. This newsletter was created by LTM Marketing Solutions, LLC and was not written or created by the named financial professional and does not necessarily represent the views and opinions of Cetera Wealth Services LLC or its subsidiaries. Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.

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