SUBSCRIBE
Enter your Name and Email address to get
the newsletter delivered to your inbox.
Please include name of person that directed you to my online newsletter so I can thank them personally.
2810 Fieldstream Drive North
Wilson, NC 27896
Phone: 252-237-4357
Fax: 252-243-2681
September/October 2017
"Chex" Your Bank Accounts
You probably know you’re entitled to one free credit report annually from each of the three major credit bureaus. But did you know that you can also get a free annual report that shows the activity on your bank accounts?
ChexSystems collects information that helps banks decide whether to approve a consumer’s checking or savings account application. How is that helpful to you? The Chex report that you receive details all inquiries by banks and other companies for the preceding three years. It also includes inquiries initiated by you when you’re looking to open a new bank account. If you see an inquiry that you don’t recall making, you could be a victim of fraud or identity theft.
The report also lists check orders, so finding evidence of a check order that you didn’t place could be another sign of fraud.
One caveat: If a bank doesn’t launch a ChexSystems inquiry when an account is opened, the information won’t appear on a Chex-Systems report.
FR2017-0504-0006/E
CONTACT US
Enter your Name, Email Address and a short message. We'll respond to you as soon as possible.
Active Planning & Investment Solutions and LTM Marketing Solutions, LLC are unrelated companies. This newsletter was created by LTM Marketing Solutions, LLC and was not written or created by the named financial professional and does not necessarily represent the views and opinions of Cetera Wealth Services, LLC® or its subsidiaries.
Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.
The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.