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Glenda Moehlenpah, CPA, CFP®
Financial Bridges
13319 Poway Road, #506
Poway, CA 92064
Phone: 858-486-0100
Email: glenda@financialbridges.com
Website: www.FinancialBridges.com
May/June 2018
How Much to Invest in an HSA
While more people are using Health Savings Accounts (HSAs) to help pay for rising healthcare costs, many of them are not familiar with the investing options they may have available to them. Should you put all your money into a cash option or into more aggressive 401(k)-plan types of investments? A lot depends on your health.Invest the Max
If you put away the maximum your employer’s HSA allows, you could have money left over each year after satisfying health plan deductibles, coinsurance and copayments. In that case, you might consider investing the remainder.Health Matters
If you consume little more healthcare than an annual physical and occasional bloodwork and you contribute the max, you may take a more aggressive investing approach.
If, however, you use whatever you contribute to an HSA in any given year due to poor health, you might want to stay with an approach where you don't risk your funds.
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